How Does a Secured Credit Card Help Your Credit?

How Does a Secured Credit Card Help Your Credit?

How Does a Secured Credit Card Help Your Credit? Credit utilization is the amount of credit you are using compared to your total available credit. It is expressed as a percentage and is calculated by dividing your total credit card balances by your total credit...
How Does Credit Utilization Effect My Credit Score?

How Does Credit Utilization Effect My Credit Score?

How Does Credit Utilization Effect My Credit Score? Credit utilization is the amount of credit you are using compared to your total available credit. It is expressed as a percentage and is calculated by dividing your total credit card balances by your total credit...
Should I Work With a Lending Broker or a Direct Lender?

Should I Work With a Lending Broker or a Direct Lender?

Should I Work With a Lending Broker or a Direct Lender? This may be one of your most important decisions. Choosing the wrong option can lead to a lot of wasted time and missed opportunities. Should you work with a broker or directly with a lender? There are a number...
4 Reasons Your Credit Score is Under 800

4 Reasons Your Credit Score is Under 800

4 Reasons Your Credit Score is Under 800 How is your credit score doing? If you’re wondering what a credit score is, this may be a good time to tune in. A credit score indicates to a lender your creditworthiness. It is a three digit number that can range between 300...